CADENIO

Fintechs & Financial Services

BACEN-ready controls with execution evidence by design

From KYC to incident response, each financial control is executed with ownership, SLA discipline, and exportable audit evidence.

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No IT required. First flows active within 3 business days.

BACEN-readySOC 2 / ISO 27001GDPR / LGPDAuditable KYCRegulatory-ready

Regulatory Control #CTR-0298

0/4 concluídas11% completo
  1. Map applicable regulatory controls42%
    Compliance ManagerRegulatory checklist
  2. Evidence execution of each control
    Compliance AnalystMandatory evidence
  3. Area owner approval
    Head of ComplianceApproval gate
  4. Export report for regulatorBLOQUEADA
    Compliance OfficerActive auditDep. pendente

Step 1 · Priority processes

Start with the 3 processes with highest regulatory risk

Focus first on KYC, internal controls, and reporting. Then expand to monitoring, policies, and incidents.

KYC & Customer Onboarding

Due diligence checklist with document collection, validations, and tiered approval.

ComplianceInitial value: 1 week
  • Situação: KYC without a standardized process creates auditable gaps for regulators.
  • Ganho: Each customer onboarded with a complete validation trail and identified owner.
Ver detalhes

Internal Regulatory Controls

Periodic control execution with mandatory evidence and export for audit.

ControlsInitial value: 1–2 weeks
  • Situação: Controls documented in GRC but without evidence of real execution.
  • Ganho: Each control executed with log of who did it, when, and which evidence was attached.
Ver detalhes

Regulatory Reports

Collection, review, and approval flow for monthly reports with compliance gate.

RegulatoryInitial value: 1–2 weeks
  • Situação: Report assembled at the deadline without trail of who validated what.
  • Ganho: Predictable month-end closure with identified co-authors and recorded approval.
Ver detalhes
See more compliance processes

Additional flows for expansion after stabilizing the highest regulatory-risk processes.

Operations Monitoring

Periodic reviews of suspicious operations with analysis flow and escalation.

RiskInitial value: 2 weeks
  • Situação: Operations analysis done manually without standardized records.
  • Ganho: Each review documented with decision, owner, and resolution deadline.
Ver detalhes

Policies and Procedures

Periodic policy review with tiered approval and version history.

GovernanceInitial value: 2 weeks
  • Situação: Policy approved by email without record of who read and confirmed.
  • Ganho: Review cycle documented with identified approvers and recorded effective date.
Ver detalhes

Security Incident Management

Response flow with identification, containment, and report for regulators.

SecurityInitial value: 1 week
  • Situação: Incident managed via WhatsApp — no trail of actions and decisions.
  • Ganho: Exportable incident report with complete timeline for regulators.
Ver detalhes
Map expansion with a specialist

Regulatory Framework

Financial controls aligned with central bank, securities regulators, and international audit standards

Cadenio doesn't replace your GRC system — it ensures that controls are executed, evidenced, and auditable when the regulator asks.

BACEN / Central Bank Controls

Operational Risk Management

Controls documented per process with execution evidence, approval, and immutable history ready for central bank supervision.

SEC / FINRA / CVM Regulatory

Internal Controls and Compliance

Policies and procedures executed with auditable trail per step — from who approved to which document was attached.

GDPR / LGPD — Customer Data

Customer and Partner Data in KYC

KYC and onboarding processes with registered consent, tracked access, and structured export for data subject requests.

SOC 2 / ISO 27001

Ready for International Audit

Each control is executable — full log of who did what, when, and with which evidence. Exportable for external auditors in 1 click.

Step 2 · Proof of operation

Before and after in a real regulatory control cycle

Example of a regulatory control cycle with area owner, mandatory evidence, and export for audit.

Reference case: quarterly operational risk control

Flow with Compliance Analyst, Risk Manager, and Head of Compliance — control subject to central bank supervision.

Antes

  • Controls documented in shared spreadsheet without version control
  • Evidence scattered across email, network folder, and personal drives
  • No traceability of who executed and when for each control

Depois

  • Each control with owner, deadline, and mandatory evidence field
  • Approval gate blocks completion without attached evidence
  • Exportable PDF report with complete log for auditor
Zero controls without evidence in inspectionAudit preparation in hours, not daysImmutable trail ready for regulators and external auditors

Step 3 · Scale by compliance area

Ready-to-run templates to expand with standards

Start with KYC or internal controls, validate, and replicate for other regulatory obligations.

Filter by area

Regulatory ComplianceRisk ManagementPolicies & Governance

Regulatory Compliance

3 templates

KYC Onboarding — Corporate Entity

Compliance16 tarefas4 gatesComplexidade Alta

Monthly Regulatory Report

Regulatory12 tarefas3 gatesComplexidade Media

Annual Internal Controls Review

Controls18 tarefas4 gatesComplexidade Alta

Risk Management

2 templates

Operational Risk Assessment

Risk10 tarefas2 gatesComplexidade Media

Security Incident Management

Security14 tarefas3 gatesComplexidade Alta

Policies & Governance

3 templates

Policy Review and Approval

Governance8 tarefas2 gatesComplexidade Baixa

Mandatory Compliance Training

Training6 tarefas1 gatesComplexidade Baixa

Partner or Supplier Due Diligence

Compliance12 tarefas3 gatesComplexidade Media
See full template library →

FAQ

Straightforward answers for implementation

Does Cadenio replace our GRC system?

No. Cadenio works at the control execution layer — where GRC records the risk, Cadenio ensures controls are executed with a checklist, owner, and evidence. It works alongside your existing GRC.

How do I evidence controls for regulators in an inspection?

Each regulatory control flow generates a report with a complete log: who did what, when, which document was attached, and which approver authorized. Exportable as PDF or CSV in 1 click, ready for regulators or external auditors.

Does it work for KYC processes with sensitive data (GDPR/LGPD)?

Yes. Access to customer data in auditable KYC flows is role-controlled (OWNER/ADMIN/USER) with granular permissions per process. The access trail is recorded and exportable for data subject requests under GDPR/LGPD.

Can I show the history of mandatory training?

Yes. Create a training flow with confirmation per employee. History is recorded per user with date, content accessed, and confirmation — auditable by compliance officer or external auditor.

How do I manage a security incident with an auditable trail?

You create an Incident Management flow with identification, notification, containment, and report steps. Each step has an owner, deadline, and mandatory fields. The trail is immutable and exportable for regulators.

Your fintech deserves executed controls and evidence ready for any inspection

Start with one critical control, validate with the compliance team, and scale to the full operation.

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